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Residential Roofing

Types of Roof Shingles for an NJ Roof: Grades, Colors and Price

October 19, 20268 min readBy Green Apple Roofing
Finished gray architectural shingles where two roof slopes meet at a valley under a ridge cap, with trees and a lawn beyond
A finished architectural roof where two slopes meet at a valley. The grade sets the look; the line and the warranty tier decide what is covered.

Choosing between the types of roof shingles for a New Jersey roof comes down to four decisions: the type (flat 3-tab or layered architectural asphalt), the product line, the color, and the warranty tier your installer can register. The price follows those choices plus the roof itself: how many layers come off, which accessories the warranty requires, and the condition of the deck underneath.

Green Apple Roofing has been in business since 2008, and our office is in Ocean Township; we serve Monmouth and Ocean counties, including Long Branch, and all of New Jersey. We are an NJ-registered Home Improvement Contractor #13VH11318100, insured, and a GAF Master Elite® contractor. We are not locked to one brand: we also install other major shingle lines, and VELUX skylights.

The types of roof shingles, in plain terms

Asphalt shingles come in two everyday grades and a premium tier. Manufacturers use different names, but GAF's descriptions of the construction are a fair guide:

  • 3-tab. A single, flat layer cut into three equal tabs, for a uniform look. GAF calls it the most economical choice.
  • Architectural (also called dimensional). Multiple layers of asphalt-coated fiberglass laminated together, for a more three-dimensional look. GAF says architectural shingles have become the most widely installed style.
  • Designer or luxury. Extra-thick, multi-layered shingles made to look like slate or cedar shakes.

Asphalt is not the only choice for a house. We also install metal, tile and flat residential roofing, and those are worth pricing alongside shingles when the pitch or the style of the house points that way.

Infographic comparing 3-tab shingles (one flat layer, three equal tabs) with architectural shingles (laminated layers)
Two grades, told apart by how they are built. The paperwork behind the line is what you are really comparing.

3-tab vs architectural: compare the documents, not the brochure

The look is the difference you can see. The differences that decide whether a roof is covered are in the manufacturer's documents for the exact line on your quote. Ask for these four, whichever brand you are offered:

QuestionWhere the answer isExample: GAF Timberline HDZ®
Wind coverageThe line's limited wind warranty and the accessories it requiresInstalled with four qualifying GAF accessories, Timberline HDZ® qualifies for GAF's 15-year WindProven™ Limited Wind Warranty, with no maximum wind speed limitation.
Algae streaksThe algae warranty and which packages carry itTimberline HDZ® carries a 25-year StainGuard Plus™ Algae Protection Limited Warranty against blue-green algae discoloration (on packages bearing the StainGuard Plus™ logo).
Impact ratingThe impact statement printed on the packageUL 2218 Class 3 only on packages bearing that statement. GAF: "Hail damage is not covered under the limited warranty."
Warranty tierWhich tiers the installer is allowed to registerGolden Pledge® is offered only by GAF Master Elite® contractors.
Four questions to answer for any shingle line, with GAF Timberline HDZ® as the worked example

For an Owens Corning or CertainTeed quote, ask for that manufacturer's documents for the exact product name on the quote, and read the conditions, not the headline number: the accessory list, the package qualifier and who registers the warranty.

GAF Timberline HDZ, Owens Corning Duration or CertainTeed Landmark?

These are three product lines homeowners often compare by name. GAF says Timberline HDZ® is GAF's #1-selling shingle. What the Master Elite® certification and the HDZ shingle mean for a New Jersey house is covered in our Timberline HDZ guide, so we won't repeat it here.

The fair way to compare the three is line by line, on the four questions above, using each manufacturer's current documents. Two quotes can differ as much on the system around the shingle as on the shingle itself: which accessories are included, and which warranty tier the installer can register.

One thing to be clear about: our manufacturer certification is with GAF. If you prefer another brand's shingle, ask us which of that manufacturer's warranties applies to your roof.

Warranty tiers change what you are buying

GAF's residential warranties come in tiers, and the installer's certification decides which ones are on the table:

TierWhat GAF's terms say
Golden Pledge®GAF Golden Pledge® Limited Warranty: Lifetime coverage on GAF shingles with a 50-year non-prorated (Smart Choice) period, tear-off and disposal covered when necessary, and 25 years of non-prorated workmanship coverage on Timberline HDZ® roofs — offered only by GAF Master Elite® contractors.
Silver Pledge™Silver Pledge™ Limited Warranty (GAF Certified Plus™ or Master Elite® contractors): Lifetime shingle coverage, 50-year non-prorated period, 10 years of workmanship coverage on Timberline HDZ®.
System PlusSystem Plus Limited Warranty (any GAF-certified contractor): Lifetime shingle coverage with a 50-year non-prorated period; workmanship is not covered.
GAF residential warranty tiers, in GAF's terms

As a GAF Master Elite® contractor, we can offer GAF's Golden Pledge® Limited Warranty on qualifying roof systems. GAF says only 2% of roofers in North America are invited to become GAF Master Elite® contractors. Whether the step up is worth it for your house is the question in are roofing warranties worth it.

Choosing a shingle color

Color is the decision you live with longest, and a small sample is a poor way to make it. A few habits help:

  • Look at whole roofs, not a sample. A color reads differently across a full slope than on a single shingle in your hand. Ask for photos of finished roofs in that color, or drive past one.
  • Judge it in daylight against what won't change. Brick, stone, siding and trim stay put; pick the roof to suit them.
  • Compare colors line by line. Manufacturers name their colors differently, so a gray on one line is not the same gray on another.
  • Check the rules first if your home is in a homeowners association or a historic district.
  • Ask about algae protection for that color. The black streaks on many roofs are algae; the Asphalt Roofing Manufacturers Association names Gloeocapsa magma as probably the most prevalent species. GAF's shingle warranty does not cover discoloration or contamination caused by fungus, mold, lichen or algae, except blue-green algae on StainGuard-labeled shingles, so check the package.

Repairing part of a roof: matching, and the 25% question

Replacing a section rather than the whole roof raises two questions. The first is matching: new shingles in the same named color can still look different next to a roof that has weathered for years, so ask to see the match before the work starts.

The second is the so-called 25% rule. Before March 5, 2018, New Jersey limited how much roofing could be replaced without a permit (the '25 percent limit'). The 2018 rule removed that limit for detached one- and two-family homes. Municipal building officials petitioned to restore it in 2019, and the state refused.

As of October 2026, the rule reads this way. Since March 5, 2018, New Jersey treats the repair or replacement of the roof covering on a detached one- or two-family home as ordinary maintenance: no construction permit or inspection is required, but the work must still meet code (NJ Department of Community Affairs notice). Townhouses, multi-family and commercial roofs, and any work that affects the structure, still go through the permit process. This is general information, not legal advice; your local construction office has the final word.

What changes the price of a shingle roof

The shingle is one line on the estimate. These are the others that move the total, and each one should be written on the quote:

  • Grade and line. 3-tab, architectural and designer shingles are priced differently, and so are lines within a grade. Our roof replacement cost guide has installed ranges by grade.
  • Layers coming off. As of October 2026, under N.J.A.C. 5:23-6.4: In New Jersey, the existing roof covering must be removed before a new one goes on when it is water-soaked or has deteriorated to the point that it is not adequate as a base for additional roofing, when it is wood shake, slate, clay, cement or asbestos-cement tile, or when it already has two or more layers. Every layer removed is labor and disposal.
  • The deck underneath. Soft or damaged sheathing only shows once the old roof is off. Ask for a per-sheet price in writing; why a decking extra shows up explains that line.
  • Edges and accessories. As of October 2026, the residential code requires drip edge at the eaves and rakes of shingle roofs. Wind and system warranties add their own accessory lists (see the table above), and those belong on the quote by name.
  • The warranty tier. The same shingle under System Plus and under Golden Pledge® is a different purchase, because the workmanship coverage is different.
  • The roof itself. Size, pitch, and the number of valleys, dormers, skylights and chimneys set the labor.

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How to compare two shingle quotes

  1. Same manufacturer and the exact line name on both, not just "architectural shingles".
  2. Same warranty tier, and who registers it with the manufacturer.
  3. Same tear-off scope: how many layers come off, and what happens if the deck needs work.
  4. Same accessories, listed by name: starter strip, underlayment, ridge cap, drip edge and ventilation.
  5. The contractor's state registration number. As of October 2026, home improvement contractors must still register with the state every year and carry insurance. Ask for their state registration number.

Bring us the shingle names you are weighing

Send us the quotes you are weighing. Line them up on the shingle line, the warranty tier, the tear-off and the accessories, so two prices are compared on the same scope. We'll beat or match any reliable, legitimate roofing, siding or gutter quote. Same-day estimates by phone: call (201) 681-0060 or book an inspection. Veteran and first-responder discount — mention it when you book.

FAQ

Residential Roofing questions, answered.

  • 3-tab and architectural shingles differ in how they are built. GAF describes 3-tab shingles as a single, flat layer cut into three equal tabs, and architectural (also called dimensional) shingles as multiple layers of asphalt-coated fiberglass laminated together, for a more three-dimensional look. GAF calls 3-tab the most economical choice.
  • Architectural shingles are asphalt shingles. GAF describes them as multiple layers of asphalt-coated fiberglass laminated together, for a more three-dimensional look, and says architectural (or dimensional) shingles have become the most widely installed style. 3-tab is the other everyday asphalt style: a single, flat layer cut into three equal tabs.
  • Architectural shingles are not automatically hail resistant: the impact rating belongs to the exact line and package. GAF Timberline HDZ® is rated UL 2218 Class 3 only when sold in packages bearing the UL 2218 Class 3 statement, and GAF says: "Hail damage is not covered under the limited warranty." Ask which impact statement is printed on the package.
  • GAF Timberline HDZ®, Owens Corning Duration and CertainTeed Landmark are fairest to compare line by line, on documents rather than brochures: ask each manufacturer what it offers for that exact line on wind, algae and impact, and which warranty tier your installer can register. GAF says Timberline HDZ® is GAF's #1-selling shingle.
  • Shingle color is easiest to choose from whole finished roofs seen in daylight, against the parts of the house that won't change: brick, stone, siding and trim. Compare colors line by line, because names differ by manufacturer, and check homeowners association or historic district rules. On Timberline HDZ®, the StainGuard Plus™ algae warranty applies only to packages bearing its logo.
  • Shingle roof lifespan is not one number, so the safer thing to compare is the warranty term in writing. GAF's System Plus, Silver Pledge™ and Golden Pledge® tiers each give lifetime shingle coverage with a 50-year non-prorated period; they differ on workmanship, which System Plus does not cover and Golden Pledge® covers for 25 years on Timberline HDZ®.
  • A roofing quote is easiest to negotiate once it is compared like for like: the same shingle line, warranty tier, tear-off and accessories on both. Then the price difference is real. At Green Apple Roofing, we'll beat or match any reliable, legitimate roofing, siding or gutter quote, and we offer a veteran and first-responder discount.
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